Underwriting Consultant, Financial Protection - Remote - Remote Eligible

Underwriter

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing Together.

The Underwriter will be responsible for developing comparative benefit packages, review claim experience, and apply underwriting guidelines to prepare renewal and/or prospect rates. This individual will support Marketing in completing group experience retention illustrations and address questions on request for proposals. The underwriter will analyze benefit plan characteristics and assess risks. They will also utilize underwriting criteria and policies to provide proper rating methodologies. This individual will provide technical subject matter expertise to the sales and account management on new and renewal Specialty Benefit offerings.

You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Prepare financial experience rating calculations and other ongoing financial reviews that directly aligns with client strategies
• Validate renewals and request for proposals for accuracy including utilization and experience reporting
• Conduct competitive analysis of all coverage lines and present financial and contractual findings to Management
• Evaluate, recommend and negotiate pricing as well as providing potential alternatives and options for NB and Renewal groups with internal and external customers
• Effectively communicate to sales personnel pricing recommendations and financial position

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 3+ years of experience in financial protection underwriting
• Supplemental Health (preferably) and Life/Disability products
• Solid Math skills
• Demonstrated forward thinking
• Demonstrated solid collaborative skills
• Demonstrated analytical and organizational skills

Preferred Qualifications:

• Experience pricing groups over 500 lives utilizing experience information
• Proficient with MS Office suite (including Word, Excel and PowerPoint)
• Demonstrated excellent communication skills, both orally and in writing

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.